Check our top ten house buying tips

Purchasing property in Spain can be an exciting but complex process. To help you navigate this journey smoothly, we’ve compiled our top ten house buying tips. Follow these guidelines to ensure a successful and stress-free property purchase in Spain.

  1. Hire a Spanish English-speaking Lawyer

  Your first and most important step is to hire a trustworthy, English-speaking lawyer in Spain like Cc Lawyers. A competent lawyer will protect your interests, guide you through the legal maze, and handle all necessary paperwork. If you find a reliable lawyer like, you can rest easy and skip the rest of these tips as they will manage everything for you.

  1. Request Your NIE Number as Soon as Possible

The NIE (Número de Identificación de Extranjero) is a tax identification number for foreigners. You will need this for all financial and legal transactions in Spain, including opening a bank account and purchasing property. Apply for your NIE as early as possible to avoid delays.

  1. Open a Bank Account in Spain

Opening a local bank account is essential. It simplifies the payment process for the property purchase, helps manage utility bills, and ensures you can handle any financial requirements related to your new home.

  1. Request a Land Registry Certificate (Nota Simple)

Obtain a “Nota Simple” from the Land Registry for the property you intend to buy. This document provides crucial information about the property, including ownership details, any outstanding debts, and legal descriptions. It ensures transparency and helps you avoid hidden issues.

  1. Carefully Review the Purchase Contract

Thoroughly read the purchase contract, paying close attention to the completion term with the notary, who is responsible for paying fees and taxes, and any agent commissions included. Clear understanding of these details prevents future disputes and surprises.

  1. Get Important Information Translated

Ensure all essential documents and information are translated into your language. Misunderstandings due to language barriers can lead to costly mistakes. Having documents in a language you understand is crucial for informed decision-making.

  1. Verify Off-Plan Property Payment Guarantees

If you’re purchasing an off-plan property, confirm that all payments and deposits are guaranteed. This protects you from potential financial loss if the developer fails to complete the project.

  1. Ensure the Property is Unoccupied

Verify that the property is not rented and has no tenants. This avoids complications and ensures you can take possession of your new home without legal issues.

  1. Check for Homeowner’s Association Debts

Request a certificate from the seller confirming there are no outstanding debts nor approved costs with the homeowner’s association. This certificate guarantees that you won’t inherit any unpaid fees or liabilities from the previous owner.

  1. Confirm Completion and Occupation Permits

For off-plan properties, ensure the construction completion certificate and habitation permit are in place. For previously owned properties, you will need an occupation permit. These documents are vital for legal residence and utility connections.

Purchasing Your New Property in Spain with CC Lawyers

Following these tips will make your property purchase in Spain smoother and safer. Remember, hiring a competent lawyer can alleviate much of the stress and ensure all legal aspects are covered. At every step, we are here to help you. Contact us for a free consultation and let us assist you in making your dream of owning a home in Spain a reality.

Purchasing your new property in Spain will be much easier with our help. Contact us! Every consultation is free!